TERMS AND CONDITIONS

LoanApprovalUK is an online tool for receiving and processing secured loan quote applications.
We reserve the right to periodically make alterations to the terms and conditions. These conditions are subject to change at any point, and without warning. The variations shall become effective immediately upon being published here.

About LoanApprovalUK
LoanApprovalUK loan application collects data from users and passes this on where applicable, without alteration, and after user approval, to our chosen third parties, as clearly stated to the user during the data submission process and at the end of the loan application process.
You agree and accept that LoanApprovalUK has no responsibility to review the content of the communications on the website all of which are made available on the basis that LoanApprovalUK shall not be required to make decisions on the content or the material posted or contained therein.
You acknowledge and agree that LoanApprovalUK does not act in any way as your agent or as the agent for any of the third party and services featured on the website.
LoanApprovalUK makes no warranties, nor can it assume any responsibility for the following:

• the quality of service offered by any third party featured on the website, or advertised by LoanApprovalUK on the website
• the accuracy, comprehensiveness, suitability or currency of the content of any third party material featured

LoanApprovalUK are brokers specializing in the marketing and supply of third party information relating to the finance industry.
No financial information featured on the website or accessed by you as a result of a link displayed on the Website is intended or considered to be financial advice offered by us.

Our service does not seek to recommend any lender in any form though we do help introduce you to lenders in the UK which may or may not be appropriate for your needs. Your use of this site constitutes your acceptance of total liability from any problems which arise out of dealing with LoanApprovalUK or any lender we refer to you.

LoanApprovalUK is not authorized by the FSA (Financial Services Authority) in relation to the supply of advice in relation to financial products and should not be considered to be a financial advisor.
LoanApprovalUK cannot accept any responsibility for any issues arising as a result of your communication or contract with any third party mentioned or recommended on our website.

Many third party service providers will request that you are subject to their Terms and Conditions. Those Terms and Conditions are entirely separate to these LoanApprovalUK Terms and should be treated accordingly.
Before entering into any agreement with a third party we recommend that you read their Terms and Conditions very carefully and seek independent advice where necessary.

LoanApprovalUK may receive commission or fees as a result of your use of the services of third party providers featured on the website. We do not charge you for the services that we offer.
To the extent permitted by law LoanApprovalUK rejects liability for all inaccuracies present on the website.
Copyright, Intellectual Property Rights and Trade Marks

All copyright, design rights, database rights, patents, and any rights to inventions, know-how, trade and business names, trade secrets and trade marks (whether registered or unregistered) and any applications therefore in the website belong to or are licensed to LoanApprovalUK. All such rights of LoanApprovalUK are hereby asserted and reserved.

No person other than the rightful owner or licensee of such intellectual property rights may:

• hack, attempt to hack, distribute, modify, transmit, re-use, re-post, or use any or all of the website or the information contained therein for any purpose other than as set out above nor for public or commercial purposes without LoanApprovalUK’s or the relevant licensee’s prior written permission;
• provide hypertext links, URL Links, graphic links, hyperlinks or other direct connection for profit or gain to the Website;
• display, publish, copy, print, post or otherwise use the website and the information contained therein for the benefit of any other website without LoanApprovalUK or the relevant licensee’s prior written permission.

Liability Obligations
LoanApprovalUK provides and maintains the website for personal information and community purposes. LoanApprovalUK shall be liable only to provide its services with reasonable skill and care and provides no other warranty in connection with the website.
LoanApprovalUK excludes liability for any loss or damage of any kind howsoever arising, including without limitation any direct, indirect, punitive or consequential loss. LoanApprovalUK shall have no liability to pay any money by way of compensation, including without limitation all liability in relation to:

• any incorrect or inaccurate information on the Website and all interruptions to or delays in updating the service;
• the infringement by any person of any Intellectual Property Rights of any third party caused by their use of the website;
• the availability, quality, content or nature of the other sites on the internet that are owned and operated by third parties ("External Sites") which are linked to from LoanApprovalUK.
• LoanApprovalUK have used all reasonable efforts to ensure that all information provided by it is accurate and accords with current standards however it cannot account for the accuracy of information posted by third parties on the Website;
• any loss or damage due to viruses or other malicious software that may infect a user’s computer equipment, software, data or other property caused by persons accessing, using or downloading the website, or from transmissions via emails or attachments received from LoanApprovalUK or its licensees.

Agreement Termination
LoanApprovalUK shall be entitled to, and shall terminate this Agreement and immediately remove, cancel or suspend access to and use of the website upon your breach of any part of these Terms whatsoever.
LoanApprovalUK will not be liable in any amount for failure to perform any obligation under this agreement if such failure is caused by the occurrence of any unforeseen event beyond the reasonable control of such party including without limitation Internet outages, communications outages, fire, flood, war or act of God.

General Points
For all questions, comments or enquiries please click here.
These Terms and Conditions constitute the entire agreement between you and LoanApprovalUK and shall apply to the exclusion of all other terms or conditions of contract which you may contend to propose.
Use of LoanApprovalUK.com and these terms are subject to the laws of England which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of England and the parties submit to the exclusive jurisdiction of the English courts.